How much can I expect my score to go up?
We can't tell you a number, and you should be wary of anyone who does. Results depend on what's actually inaccurate on your report, how creditors and bureaus respond, and your broader credit behavior. What we can promise is a thorough review and a documented dispute process.
Can't I just do this myself for free?
Yes — genuinely. You can dispute items directly with each bureau at no cost. Some clients hire us for the time it takes to research and write each dispute correctly, track responses across three bureaus, and handle creditor negotiations. Others do it themselves. Both are valid.
How long does the process take?
Bureaus generally have 30 days to respond to a dispute. Most clients see their first round of results in 30–45 days, with the full process — including re-disputes and negotiations — typically running 4 to 12 months depending on how much is on the report.
What can't be removed?
Accurate, complete, and timely negative information generally can't be removed just because it's unflattering — and any company that promises otherwise is misrepresenting the law. We focus on what's inaccurate, unverifiable, or outdated.
When do I get charged?
Never before work is performed. You're billed at the end of each cycle for the work completed during that cycle, as required under the Credit Repair Organizations Act.
